eDiscovery Solution for Email Archiving

Sonasoft provides a comprehensive email archiving solution coupled with features to enable and enhance ediscovery. Sonasoft’s archive solution provides simplified storage and quick, easy access to historical data. Data is stored efficiently on servers and can be accessed at any time. Sonasoft’s email archiving software product has the ability to archive, search and retrieve emails quickly and accurately.

With Sonasoft, enterprises have the ability to search historical emails based on a number of criteria including sender, recipient, date, key words or strings and attachments. With Sonasoft’s query builder tool, users can define a query in any desired way including the use of Boolean operators to narrow their search and to quickly get search results.

Sonasoft provides several security mechanisms to ensure the integrity of stored electronic data with tamper proof mechanisms. The archived information is compressed and encrypted and assigned digital signatures. There are rules defined for roles based access so that specific users have permissions to access the data that they are authorized for. In the event of multiple litigation cases, searched emails can be assigned to different legal case files in parallel. People can put notes in the case files with no limitations on the number of case files supported. The emails continue to be stored in case specific folders until the case is closed.

Multiple case tracking means that the people involved with the case and the emails associated with the case are easily identifiable.

Ediscovery can also be used to monitor emails to determine compliance to company policies. As a security measure and compliance with legal and statutory requirements, generally, an organization imposes certain restrictions on internal and external email communication to control the information shared. The Sonasoft email archiving solution provides options for efficient checking of archived emails for compliance with the rules specified by the company.

An alert is sent out when emails contain inappropriate keywords or text. These emails are then flagged and the Sonasoft solution provides a screen to review those emails to check for compliancy. Reviewers can enter comments, accept, change status or even escalate for further review. For example, in the case of internal communications, you can set a policy to flag all the emails sent by the human resources group which has sensitive data such as salary or other remuneration to people who are not supposed to receive the information. In case of external communications, you can set a policy to flag the emails sent by software designers or architects to personal email IDs on other email servers such as Google and Yahoo or others in competing companies. 

Sonasoft provides detailed audit reports that track a variety of metrics such as:

- Search requests

- Email statistics reports (inbound and outbound)

- Tampered message reports

- Reports for attachment types

- Data leakage

- Configuration management audit trails

- Reports for archived emails

These reports assist enterprises in tracking any activity surrounding access to stored data.

Tips to Handle a Cash Flow Crisis

Summary:
You never know when a financial shortfall can happen. So it’s better to be prepared. Debt management program helps you tackle the economic crunch.

Debt management solutions

There are no guarantees in this current economic situation. With the recession and unstable stock market, things are getting worse day by day. In such a situation, financial shortfall can happen even to the most economically secure person. One wrong move can saddle you with debt problems. But debt management programs teach how to handle cash flow so as to avoid any shortfall situation. Here are some debt management solutions helpful for managing crunch cash flow situations

Readjust your budget

The first thing you learn with a debt management program is to adjust your budget. Normally you maintain a budget, but that’s not enough, especially when you are on the threshold of financial crisis. Experts of debt management teach you to cut out unrestricted expenses – anything that’s not absolutely necessary to survive. Stop eating out, partying, buying designer clothes and everything that you can do without. Instead, use this money to pay off your credit bills.

Maintain a finance calculator
It’s very important to keep track of your expenditures. For that, debt management solutions experts suggest a finance calculator. Keep details about every expenditure you make specifying the date and amount. It’s just like any financial ledger and will help you know how much you owe.

Build an emergency fund
Counselors of debt management programs strongly recommend building an emergency fund which will take care of unexpected emergencies like an accident or job loss. This is one of the most effective ways to strengthen your financial security. It’s ideal to have a minimum of 3-6 months of living expenses in the emergency fund so if any cash related crisis arises, you can cover it.

Approach creditors
If your debt amount is very high and you are unable to make even the minimum payment at the end of month, then debt management solutions experts recommend approaching your creditors. Explain to them your financial predicament and request to lower your monthly APR. Although there is no guarantee that creditors will agree, most often this trick works as creditors just want to have their investment returned, even if slowly.

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Top Five Myths of Debt Management

Summary:
There are a wide variety of myths associated with what to do and what not to do about improving your debt structure. Debt management solutions agencies clear the myths associated with debt management.

Debt management myths
Rumors related to credit scores and debt management strategies can be confusing. It is a catch-22 situation where you have no idea whether to act based on myths or stick to your debt payoff tactics. Experts of debt management solutions have outlined the top five myths and the ways to tackle them.

Closing old accounts improves credit score
If you are dealing with debt problems, you must have encountered this suggestion from friends and family. So if the same suggestion from various sources makes you contemplate whether to close accounts or not, here is the fact. According to debt management experts, closing old accounts will not improve your credit score; rather it will have the opposite effect. If you cancel your old credit account, your credit history will appear shorter. As a result, your credit score will be lowered. You can opt to close a new account if you are set on reducing your credit levels.

Paying off debt adds 50 points to your credit score
There is no such magical formula to add up your credit score. There are several factors which are taken into account to derive the credit score. If you have a high credit score, even one non-payment or late payment of debt can cause the score to drop significantly. However, the case is not the same for low credit score holders. Debt management experts suggest paying bills on time and taking care not to have a bad credit report will automatically bring positive points for your credit score.

Negative payoff record gets removed from credit report
It’s a common misconception that once you pay off your collection accounts or declare bankruptcy, the charges will be removed from your credit report. Even if you have paid everything off, they remain in the credit report for a period of 7-10 years. The only change you notice is they will be marked as “paid.”

Soft inquiry can harm your credit
This is considered a false debt management myth. Checking your credit report doesn’t affect your credit score in any way. Rather it is your right to know your credit status. Just take care not to make multiple hard inquiries within a short time interval as it might irritate your creditors.

Co-signer is not accountable
As a co-signer of any loan, you have certain legal responsibilities towards the credit amount.  Any good or bad credit interest for this loan will show up on yours as well as the account holders’ credit reports.